Min. deposit
$200
Refundable
Regular purchase APR
18.74%* Variable
Annual fee
$39
Rewards rate
1%
Cash back

Additional rates & fees

Annual fee: $39

Intro purchase APR: N/A

Regular purchase APR: 18.74%* Variable

Intro balance transfer APR: N/A

Regular balance transfer APR: N/A

Cash advance APR: 24.74%* Variable

Cash advance fee: 3%, Min: $10

Late fee: Up to $41

Penalty APR: See Terms*

Balance transfer fee: N/A

Foreign transaction fee: 3%

Return payment fee: Up to $30

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.

Card details

Choose the First Progress Select Card for a lower annual fee!
Get a First Progress Select Card and Earn 1% Cash Back Rewards!
No Credit History or Minimum Credit Score Required for Approval.
Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹
Secure your credit line with your refundable security deposit – choose from $200- $2,000 - with the ability to increase up to $5,000 over time!
Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
Good for Car Rental, Hotels; Anywhere Mastercard is Accepted.
¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

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