81 Reviews

OpenSky® Launch Secured Visa® Credit Card

81 Reviews

  • Min. deposit

    $100
    Refundable

  • Regular purchase APR

    29.24%* Variable

  • Annual fee

    $24 for the first year, then $36 thereafter

  • Rewards rate

    0%
    Cash back

Additional rates & fees

Annual fee
$24 for the first year, then $36 thereafter
Intro purchase APR
N/A
Regular purchase APR
29.24%* Variable
Intro balance transfer APR
N/A
Regular balance transfer APR
N/A
Cash advance APR
29.24%* Variable
Cash advance fee
5%, Min: $6
Late fee
Up to $41
Penalty APR
None
Balance transfer fee
N/A
Foreign transaction fee
3%
Return payment fee
See Terms*

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.

Card details

  • Excellent option for a low fully refundable security deposit, get started with just $100
  • Earn up to 10% cash back on everyday purchases
  • Minimum payment as low as $10
  • Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter
  • No credit check to apply. Find out instantly if you are approved - Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
  • Monitor your credit progress with free access to your FICO Credit Score
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
  • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • Now you can make smaller partial payments towards funding your security deposit over 60 days
  • Over 1.4 million cardholders have used OpenSky Secured Credit Card to improve their credit