1 Review
Rewards rate
1.5% - 5%Cash backAnnual fee
$0Welcome bonus
$500
Additional rates & fees
- Annual fee
- $0
- Intro purchase APR
- N/A
- Regular purchase APR
- 17.99% - 23.99% (Variable)
- Intro balance transfer APR
- N/A
- Regular balance transfer APR
- 17.99% - 23.99% (Variable)
- Cash advance APR
- 31.74% (Variable)
- Cash advance fee
- 5% of the amount of the cash advance, but not less than $5
- Late fee
- Up to $39
- Penalty APR
- 34.15% (Variable)
- Balance transfer fee
- Balance transfers are not available on Spark Cash Select
- Foreign transaction fee
- None
- Return payment fee
- See Terms*
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening
- Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions
- No annual fee
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- Rewards won't expire for the life of the account
- Redeem your cash back rewards for any amount
- Free employee cards, which also earn unlimited 1.5% cash back on all purchases
- $0 Fraud Liability for unauthorized charges