Rewards rate
1.5%Cash backAnnual fee
$125
Additional rates & fees
- Annual fee
- $125
- Intro purchase APR
- N/A
- Regular purchase APR
- 35.90%
- Intro balance transfer APR
- N/A
- Regular balance transfer APR
- N/A
- Cash advance APR
- 35.90%
- Cash advance fee
- See Terms*
- Late fee
- Up to $41
- Penalty APR
- 35.90%
- Balance transfer fee
- N/A
- Foreign transaction fee
- 1%
- Return payment fee
- Up to $41
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Earniva Mastercard is a great option for Sole Proprietors, Gig Workers & Contractors.
- Unlimited 1.5% Cashback Rewards earned on Every Purchase.
- Apply with Confidence! There is no impact to your credit score if you’re not approved. If your application is not approved, a hard inquiry will not appear on your credit report, which means your credit score will not be impacted.
- Perfect credit not needed.
- Quick and easy application process with a typical response in 60 seconds or less.
- Earned Cashback Rewards Credited Each Month.
- Reports to three major credit bureaus.
- Mastercard is accepted at 40 million locations online, in app and in store.