Rewards rate
1.5%Cash backAnnual fee
NoneWelcome bonus
$250
Additional rates & fees
- Annual fee
- None
- Intro purchase APR
- None
- Regular purchase APR
- 14.90% - 18.00%* Variable
- Intro balance transfer APR
- 0% for the first 12 months from account opening
- Regular balance transfer APR
- 14.90% - 18.00%* Variable
- Cash advance APR
- 2% above your variable APR. This APR will vary with the market based on the U.S. Prime Rate.
- Cash advance fee
- None if performed at Navy Federal Branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction fee.
- Late fee
- Up to $20
- Penalty APR
- 18.00%* Variable
- Balance transfer fee
- None
- Foreign transaction fee
- None
- Return payment fee
- $20
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Earn 1.5% cash back on all purchases.
- Redeem as soon as you earn.
- If eligible, you could receive 2% cashback with the new cashRewards Plus card.
Welcome bonus disclosure