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  • Rewards rate

    1x - 3x
    Points per dollar
  • Annual fee

    None

Additional rates & fees

Annual fee
None
Intro purchase APR
From 1/2/2025 through 3/31/2025, 0.99% intro APR for 6 months on purchases from account opening. After that, a variable APR between 14.24% and 18.00% applies.
Regular purchase APR
14.24% - 18.00%* Variable
Intro balance transfer APR
None
Regular balance transfer APR
14.24% - 18.00%* Variable
Cash advance APR
2% above your variable APR. This APR will vary with the market based on the U.S. Prime Rate.
Cash advance fee
None if performed at Navy Federal Branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction fee.
Late fee
Up to $20
Penalty APR
18.00%* Variable
Balance transfer fee
None
Foreign transaction fee
None
Return payment fee
$20

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.

Card details