Pay with Direct Deposit
Rewards rate
2%Cash backAnnual fee
$9.00 per month ($108 annually)*
Additional rates & fees
- Annual fee
- $9.00 per month ($108 annually)*
- Intro purchase APR
- N/A
- Regular purchase APR
- 28.99%* Variable
- Intro balance transfer APR
- N/A
- Regular balance transfer APR
- N/A
- Cash advance APR
- N/A
- Cash advance fee
- N/A
- Late fee
- $8
- Penalty APR
- N/A
- Balance transfer fee
- N/A
- Foreign transaction fee
- 3%
- Return payment fee
- $19
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Meet the only card powered by your paycheck. Unlock up to a $1,000 credit line and 2% rewards with no hard credit check, no security deposit and no annual fee.* With automatic transfers from your paycheck, you can manage payments stress-free and build credit with ease.
- Easy, risk-free application with instant decision. See if you’re approved with no impact to your credit score.
- Enjoy the benefits of a World Mastercard including offers from Lyft, Instacart and Peacock.
- Earn unlimited 2% rewards on every payment.*
- Be automatically considered for a higher credit line in as few as 3 months.
- Build your credit and strengthen your credit history across the 3 major credit bureaus: Experian, Equifax and TransUnion.
- No security deposit. Use the Perpay™ Credit Card as soon as you receive it, and keep your cash on hand for when you need it.
- No annual fee. Pay as you get paid, just $9 / month.*
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay.
- The Perpay™ Credit Card is issued by Celtic Bank.
*See offer terms and benefit terms for more details.