1 Review
Rewards rate
2x - 3xPoints per dollarAnnual fee
$95Welcome bonus
30,000Points
Additional rates & fees
- Annual fee
- $95
- Intro purchase APR
- N/A
- Regular purchase APR
- 20.15% - 28.40% Variable
- Intro balance transfer APR
- N/A
- Regular balance transfer APR
- 20.15% - 28.40% Variable
- Cash advance APR
- 20.15% - 28.40% Variable
- Cash advance fee
- 5% of the amount of each Cash Advance. Fee waived when transferring funds electronically to a USAA Bank deposit account.
- Late fee
- Up to $35
- Penalty APR
- None
- Balance transfer fee
- 5% of the amount of each balance transfer.
- Foreign transaction fee
- None
- Return payment fee
- Up to $35
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
- Intro Offer: Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening.
- 3X points on travel purchases - triple your points on tolls, rideshares, hotels, vacation rentals, flights and more.
- 2X points on everyday purchases - double your points on groceries, gas, dining, bills and more.
- Earn 10,000 bonus points every year - applies after you complete eligible hotel or car booking. That's equal to a $100 travel value.
- Up to $100 credit towards TSA PreCheck® or Global Entry® fee every four years.
- Enjoy valuable travel benefits and protection, including Auto Rental Coverage, Travel Accident Coverage, Trip Interruption Coverage, Baggage Delay Reimbursement, Purchase Security and Cell Phone Protection.
- No foreign transaction fees.
- Points never expire for the life of the account and there are no spend caps on point earning.
- Redeem points your way, on your schedule.
- A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.
- 20.15% to 28.40% variable regular APR.
- $95 annual fee.
- See Rates and Fees for details.
- Terms and Restrictions apply. See the Guide to Benefits and Reward Terms and Conditions on USAA’s website for details.