112 Reviews
Rewards rate
1x - 2xMiles per dollarAnnual fee
$0 intro, then $95 after first yearWelcome bonus
50,000MilesEditors' bonus estimate
up to $1,065
Additional rates & fees
- Annual fee
- $0 intro, then $95 after first year
- Intro purchase APR
- N/A
- Regular purchase APR
- 21.99% - 28.99%* Variable
- Intro balance transfer APR
- N/A
- Regular balance transfer APR
- 21.99% - 28.99%* Variable
- Cash advance APR
- 29.99%* Variable
- Cash advance fee
- 5%, Min: $10
- Late fee
- See Terms*
- Penalty APR
- Up to 29.99%
- Balance transfer fee
- 5%, Min: $5
- Foreign transaction fee
- $0
- Return payment fee
- See Terms*
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
- $0 introductory annual fee for the first year, then $95.
- Earn 2 miles per $1 spent on dining, hotel stays, and United® purchases
- Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit
- 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card
- Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply.
- Enjoy priority boarding privileges and visit the United ClubSM with 2 one-time passes each year for your anniversary
- Member FDIC
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