Rewards rate
1x - 2x
Miles per dollar
Annual fee
$0 intro, then $95 after first year
Welcome bonus
60,000
Miles
Editors' bonus estimate
up to $1,278

Additional rates & fees

Annual fee: $0 intro, then $95 after first year

Intro purchase APR: N/A

Regular purchase APR: 21.24% - 28.24%* Variable

Intro balance transfer APR: N/A

Regular balance transfer APR: 21.24% - 28.24%* Variable

Cash advance APR: 29.49%* Variable

Cash advance fee: 5%, Min: $10

Late fee: See Terms*

Penalty APR: Up to 29.99%

Balance transfer fee: 5%, Min: $5

Foreign transaction fee: $0

Return payment fee: See Terms*

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.

Card details

Limited-time Offer: Earn 60,000 bonus miles
$0 introductory annual fee for the first year, then $95.
2x miles on United® purchases, dining, and hotel stays
Enjoy priority boarding privileges and visit the United ClubSM with 2 one-time passes each year for your anniversary
Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply.
Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit
25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card
Member FDIC

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