Rewards rate
1x - 2x
Miles per dollar
Annual fee
$0 intro, then $150 after first year
Welcome bonus
80,000
Miles
Editors' bonus estimate
$1,136

Additional rates & fees

Annual fee: $0 intro, then $150 after first year

Intro purchase APR: N/A

Regular purchase APR: 20.49% - 28.99%* Variable

Intro balance transfer APR: N/A

Regular balance transfer APR: 20.49% - 28.99%* Variable

Cash advance APR: 29.24%* Variable

Cash advance fee: 5%, Min: $10

Late fee: See Terms*

Penalty APR: Up to 29.99%

Balance transfer fee: 5%, Min: $5

Foreign transaction fee: $0

Return payment fee: See Terms*

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.

Card details

Debut Offer: Earn 80,000 bonus miles
$0 introductory annual fee for the first year, then $150
2x miles on United® purchases, dining, and hotel stays when booked with the hotel
Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply.
Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit
Earn a $100 United travel credit after spending $10,000 on purchases with your United℠ Explorer Card within a calendar year
Over $400 in partner credits each year
Member FDIC