Rewards rate
1x - 2x
Miles per dollar
Annual fee
$0
Welcome bonus
20,000
Miles
Editors' bonus estimate
up to $426

Additional rates & fees

Annual fee: $0

Intro purchase APR: 0% Intro APR on Purchases for 12 months

Regular purchase APR: 21.49% - 28.49%* Variable

Intro balance transfer APR: N/A

Regular balance transfer APR: 21.49% - 28.49%* Variable

Cash advance APR: 29.74%* Variable

Cash advance fee: 5%, Min: $10

Late fee: See Terms*

Penalty APR: Up to 29.99%

Balance transfer fee: 5%, Min: $5

Foreign transaction fee: $0

Return payment fee: See Terms*

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.

Card details

Earn 20,000 bonus miles
No annual fee
Earn 2 miles per $1 spent on United® purchases, at gas stations and on local transit and commuting
Earn 2 miles per $1 spent on United® purchases
Earn 2 miles per $1 spent at gas stations, on local transit and commuting
Earn 1 mile per $1 spent on all other purchases
25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
Member FDIC

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