Cash back credit cards
We think you'll love these cards from our partners.
CK Editors’ Tips††: Cash back cards offer rewards on your purchases, either at a flat rate on everything or with elevated rates in certain bonus categories. These cards are usually best if you want clear value for your most common purchases.Read more
What to consider when choosing a cash back credit card
Cash back credit cards don’t always offer the best rewards value, but they do tend to be more straightforward and easier to manage than travel rewards credit cards. When shopping for cash back cards, consider where you do most of your spending and what it will take to earn your rewards. Focusing on your spending habits can help you decide on key choices like paying an annual fee, going for a flat rate on all purchases or bonus categories, and opting for rotating categories or consistent bonus rewards.
Cash back credit cards don’t always offer the best rewards value, but they do tend to be more straightforward and easier to manage than travel rewards credit cards. When shopping for cash back cards, consider where you do most of your spending and what it will take to earn your rewards. Focusing on your spending habits can help you decide on key choices like paying an annual fee, going for a flat rate on all purchases or bonus categories, and opting for rotating categories or consistent bonus rewards.
How we picked the best cash back credit cards
We chose the best cash back credit cards to answer several key questions people may ask when shopping for rewards cards. Some people might choose between flat-rate rewards and maximizing cash back, while others might want to find the best card for gas or groceries purchases. No matter the approach, we wanted to address these common use cases to help you find the right cards for your needs. Read more about our methodology for picking the best credit cards.
Jump to editors’ picksWe chose the best cash back credit cards to answer several key questions people may ask when shopping for rewards cards. Some people might choose between flat-rate rewards and maximizing cash back, while others might want to find the best card for gas or groceries purchases. No matter the approach, we wanted to address these common use cases to help you find the right cards for your needs. Read more about our methodology for picking the best credit cards.
Great for cash back and average credit††
Great for cash back and average credit††
Capital One QuicksilverOne Cash Rewards Credit Card
Rewards rate
1.5% - 5%Cash backAnnual fee
$39
Rewards rate
1.5% - 5% Cash back
Annual fee
$39
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
Great for a loan alternative with rewards††
Great for a loan alternative with rewards††
Upgrade Cash Rewards Visa®
Rewards rate
1.5%Cash backAnnual fee
$0
Rewards rate
1.5% Cash back
Annual fee
$0
- Earn 1.5% unlimited cash back on card purchases every time you make a payment
- No annual fee
Great for straightforward rewards††
Great for straightforward rewards††
Destiny™ Mastercard® Cashback Rewards
Rewards rate
1.5%Cash backAnnual fee
$75 the first year; $99 thereafter
Rewards rate
1.5% Cash back
Annual fee
$75 the first year; $99 thereafter
- Earn 1.5% cashback rewards for all of your eligible purchases!
- Apply with Confidence! There is no impact to your credit score if you’re not approved. If your application is not approved, a hard inquiry will not appear on your credit report, which means your credit score will not be impacted.
Great for automatic credit limit increases††
Great for automatic credit limit increases††
Credit One Bank® Platinum Visa®
Rewards rate
1%Cash backAnnual fee
$39
Rewards rate
1% Cash back
Annual fee
$39
- Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
- With $0 Fraud Liability, you won’t be responsible for unauthorized charges
Great for graduating to unsecured credit††
Great for graduating to unsecured credit††
Capital One Quicksilver Secured Cash Rewards Credit Card
Rewards rate
1.5% - 5%Cash backAnnual fee
None
Rewards rate
1.5% - 5% Cash back
Annual fee
None
- No credit score required to apply, but may be used if available
- No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
Great for simple cash back††
Great for simple cash back††
Capital One Quicksilver Cash Rewards for Good Credit
Rewards rate
1.5% - 5%Cash backAnnual fee
$0
Rewards rate
1.5% - 5% Cash back
Annual fee
$0
- Earn unlimited 1.5% cash back on every purchase, every day
- $0 annual fee and no foreign transaction fees
Great for no credit check††
Great for no credit check††
OpenSky® Plus Secured Visa® Credit Card
Rewards rate
10%Cash backAnnual fee
$0
Rewards rate
10% Cash back
Annual fee
$0
- New feature! Earn up to 10% cash back on everyday purchases
- No annual fee
Great for predictable payments††
Great for predictable payments††
Upgrade Card
Rewards rate
N/AAnnual fee
$0
Rewards rate
N/A
Annual fee
$0
- No annual fee
- Combine the flexibility of a card with the predictability of a personal loan
Great for straightforward rewards††
Great for straightforward rewards††
Milestone® Mastercard® Cashback Rewards
Rewards rate
1.5%Cash backAnnual fee
$75 the first year; $99 thereafter
Rewards rate
1.5% Cash back
Annual fee
$75 the first year; $99 thereafter
- Earn 1.5% cashback rewards for all of your eligible purchases!
- Apply with Confidence! There is no impact to your credit score if you’re not approved. If your application is not approved, a hard inquiry will not appear on your credit report, which means your credit score will not be impacted.
Great for bonus cash back with some limits††
Great for bonus cash back with some limits††
Credit One Bank® Platinum X5 Visa®
Rewards rate
1% - 5%Cash backAnnual fee
$95
Rewards rate
1% - 5% Cash back
Annual fee
$95
- Earn 5% cash back rewards on the first $5,000 of eligible purchases of gas, grocery, internet, cable, satellite TV and mobile phone services each year, and then 1% thereafter
- Earn 1% cash back rewards on all other purchases
More cards by category
Shop all cardsMore ways to browse cards
†† The opinions you read here come from our editorial team. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.